Deposits and withdrawals: every method, fee and timeframe
This page lists every payment method available on Ptozmalquix AI, in both directions, with the platform fee and the standard processing time for each. The platform charges nothing for deposits or withdrawals; what varies is the time a method takes and the charges your own provider may apply. All timeframes are counted in business days, Monday to Friday, excluding UK bank holidays.
Deposit methods
Six ways to fund your account in pounds. The minimum initial deposit is £200; the full plan conditions are on the fees page.
| Payment method | Type | Fee | Processing time | Description |
|---|---|---|---|---|
| Visa | Debit or credit card | Free | Instant | Quick and secure funding with a debit or credit card. The payment is authorised through your card's 3-D Secure check, and the funds usually arrive instantly after approval. |
| Mastercard | Debit or credit card | Free | Instant | Card funding at the same speed as Visa. Authorisation runs through 3-D Secure, and the deposit appears in your balance as soon as the card issuer confirms. A declined card never leaves your account. |
| PayPal | Digital wallet | Free | Instant | Fund the account from your PayPal balance or a card linked to your PayPal profile. The transfer is confirmed immediately and reflects in your account balance straight away. |
| Apple Pay | Mobile wallet | Free | Instant | Funding from iPhone or iPad with Face ID, Touch ID or your passcode. The card details stay with Apple rather than being retyped, and the deposit reflects as soon as the payment is authorised. |
| Google Pay | Mobile wallet | Free | Instant | Funding from Android devices or Chrome with the card stored in your Google account. Authentication happens on the device, and the deposit lands in your balance immediately after confirmation. |
| Bank transfer (Faster Payments) | Bank transfer | Free | 1 to 3 business days | A standard transfer from any UK bank account through the Faster Payments scheme. Use the reference we show you so the payment is matched automatically, and allow 1 to 3 business days where your bank's processing applies. |
Deposits are free from the platform side in every case. Card and wallet deposits reflect once the provider confirms the payment, which is normally a matter of seconds; only a bank transfer waits on clearing. If a deposit has not appeared within the stated window, send the reference number to [email protected] and we will trace it with the provider.
Withdrawal methods
Payouts go back to the method you funded the account with, wherever that method is able to receive them. The complete conditions sit in the withdrawal policy.
| Payment method | Type | Fee | Processing time | Description |
|---|---|---|---|---|
| Visa | Debit or credit card | Free | 1 to 5 business days | Paid back to the same Visa card you deposited with, wherever your bank supports payouts to cards. The final timing depends on the card issuer, typically 1 to 5 business days after approval. |
| Mastercard | Debit or credit card | Free | 1 to 5 business days | Returned to the same Mastercard used for funding, where the issuer accepts payouts. Settlement is set by your bank, and the usual window is 1 to 5 business days after approval. |
| PayPal | Digital wallet | Free | Within 24 hours | Sent to your PayPal account, usually within 24 hours after approval. Any holding time PayPal itself applies once the funds arrive is outside our control. |
| Bank transfer (Faster Payments) | Bank transfer | Free | 1 to 3 business days | Sent directly to your UK bank account, held in your verified name. Allow 1 to 3 business days after approval; your bank's daily cut-off time can shift settlement by a day. |
The platform does not charge for withdrawals, and the minimum amount per request is £50. Because the withdrawal window depends on the method and on the institutions behind it, the fastest option is PayPal at within 24 hours, followed by bank transfer and then cards. Whatever the method, the payout can only be released after your identity verification is complete, so it pays to finish that step early.
What to check before requesting a withdrawal
Four quick checks head off nearly every delay we come across. Each one takes a minute, while skipping a single one can cost you days.
- Verification complete. Withdrawals require completed identity verification. Check its status in your account and finish any outstanding document steps, described on the AML and KYC page.
- Correct details. The destination account or card must be in your own registered name. A mistyped account number means a failed or delayed payout that only the receiving bank can unwind.
- Method availability. Payouts follow the deposit method where supported. If your funding method cannot receive payouts, we show the available alternatives before you confirm.
- The right expectations. Pick the method whose window suits you, from within 24 hours to 5 business days, and remember that weekends and UK bank holidays are not business days.
While a request sits in Pending status it can still be cancelled or edited by you. Once processing has started the payout cannot be recalled, which makes the checking stage the one that really counts.